Apple Card just launched a promo that actually rewards existing cardholders instead of just chasing new signups. If you add a co-owner to your account before May 18th, you'll get $100 in Daily Cash once they spend $100 within their first 30 days.
This is a shift from Apple's usual strategy of dangling bonuses only in front of new customers. Existing users have been watching signup offers come and go without being able to participate.
The co-owner feature itself is relatively new to Apple Card. It gives two people equal access to the account, shared credit line, and the ability to build credit together. Both people can see transactions and manage the account.
For AI professionals and entrepreneurs running businesses together or managing household expenses with a partner, this could be a straightforward way to pick up some extra cash back. Just make sure the co-owner you add is someone you trust completely, since you're both equally responsible for the balance.
The $100 spending threshold is low enough that normal expenses should cover it quickly. You've got until May 18th to add a co-owner and start the 30-day clock.
